Health insurance guidance center.

THIS IS NOT A GOVERNMENT WEBSITE. www.healthenrollcenter.com is owned and operated by Sprinter Insurance Agency LLC d/b/a Health Enrollment Center (“Health Enrollment Center”), a licensed insurance agency offering ACA Marketplace plans, private health insurance, short-term medical and supplemental plans. We are not the Health Insurance Marketplace, HealthCare.gov or a state exchange, and we are not affiliated with or endorsed by the Centers for Medicare & Medicaid Services (CMS) or any other government agency.

We don’t offer every plan available in your area. Any information we give you is limited to the plans we offer there, and this website may not show all data on the Qualified Health Plans in your state. Possible options include, but aren’t limited to, ACA Major Medical plans, Short-Term plans and Fixed Indemnity plans. Plan descriptions are for information only and may change. Quotes vary based on coverage choices, carrier underwriting and other factors. For a full plan description, call us at (844) 671-5373 to check your eligibility and to request a copy of the applicable policy. We only invite insurance applications in states where we’re licensed and appointed.

Affordable Care Act (ACA): The Affordable Care Act (ACA), sometimes called “Obamacare,” is a major healthcare reform law. Under the ACA, individual medical insurance plans must cover ten Essential Health Benefits to qualify as a Qualified Health Plan (QHP) and provide “minimum essential coverage” (MEC). Premium tax credits depend on eligibility, which the Marketplace determines. To see all QHP options in your state and enroll for free, visit www.HealthCare.gov or your state’s Marketplace website, or call 1-800-318-2596 (TTY 1-855-889-4325).

Short-Term Medical (STM): STM plans don’t provide comprehensive medical coverage. They aren’t minimum essential coverage under the ACA and may not cover all Essential Health Benefits. These plans usually don’t cover pre-existing conditions and may limit how much they pay for health benefits. Short-term plans aren’t available in every state.

Fixed / Limited Indemnity: Indemnity plans add to health insurance. They don’t replace it, and they aren’t a substitute for the minimum essential coverage required by the ACA. If you’re eligible for Medicaid, check whether these payments affect your coverage or eligibility. Discount cards, where offered, are not insurance and pay no benefits.

Medicare: Health Enrollment Center doesn’t offer Medicare plans and isn’t connected with or endorsed by the U.S. government or the federal Medicare program. If you’re eligible for Medicare, visit Medicare.gov, call 1-800-MEDICARE (TTY users call 1-877-486-2048), 24 hours a day, 7 days a week, or contact your local State Health Insurance Assistance Program (SHIP) to learn about all of your options. Submitting a form on this site does not affect your current Medicare enrollment and will not enroll you in any Medicare plan.

State availability: Plans and services aren’t available in every state. The limits below apply to ACA Marketplace plans.
States where we sell add-on products and advise on Marketplace coverage: California. In California our licensed agents can enroll you in the non-ACA add-on products we offer and can answer questions about your ACA Marketplace options. State Marketplace rules don’t let us complete your ACA Marketplace enrollment, so we’ll walk you through enrolling with Covered California.
States where we can advise but can’t enroll you: Massachusetts, Nevada, New Mexico, Rhode Island and Vermont. Our licensed agents can answer your questions and help you understand your options. State Marketplace rules don’t let us complete your enrollment, so we’ll point you to your state’s official Marketplace to finish.
States we don’t serve: Alaska, Connecticut, Hawaii, Maryland, Michigan, Minnesota, North Dakota, Oregon, South Dakota, Washington and Wisconsin. We don’t currently offer plans or services to residents of these states.

Consent to contact: By checking the consent box and clicking “Find my plans” on a quote form on this site, you give your express written consent to Sprinter Insurance Agency LLC d/b/a Health Enrollment Center (“Company,” “we,” or “us”), our licensed agents, our marketing partners, and anyone calling on our behalf to contact you about health insurance at the phone number and email you provided, including by telemarketing calls made with an automatic telephone dialing system, an artificial or AI-generated voice, or a prerecorded voice; SMS/text messages; email; and postal mail. This consent applies even if your number is on a state or federal Do Not Call registry. Message and data rates may apply. Message frequency varies. By submitting, you also confirm that the contact information you entered is correct, belongs to you, and that you’re at least 18 years old, and that you’re giving your electronic signature. Consent is not a condition of purchase. You can revoke it at any time by replying STOP to any text, by emailing privacy@healthenrollcenter.com, or by calling (844) 671-5373. If you provide a phone number you’re not the subscriber of, or provide one in order to start a legal demand or legal action, you agree to indemnify the Company for all resulting costs and expenses, including reasonable attorneys’ fees. Form submissions are protected by TrustedForm and ActiveProspect.

By using this site, you agree that you’ve read and accept our Terms & Conditions and Privacy Policy. To opt out of the sale or sharing of your information, see Do Not Sell or Share My Personal Information.

Do Not Sell or Share My Personal Information