Sprinter Insurance Agency LLC d.b.a. Health Enrollment Center, the operator of healthenrollcenter.com is committed to safeguarding your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website and utilize our services. Your use of healthenrollcenter.com signifies your consent to this Privacy Policy.
1. Information We Collect
We collect and use personal information to provide access to health insurance carriers and insurance agents, tailored to your needs and preferences. The information we collect may include:
2. How We Use Your Information
By using our services and clicking "Submit" or "Find Plans," you authorize us to contact you for the purpose of providing you with free insurance quotes. This may involve contact via phone calls, text messages, or email to obtain additional information required for generating quotes. You may revoke this consent at any time.
By clicking "Submit" or "Find Plans," you also agree to receive insurance quote reminders and special promotions via email. You can opt-out of promotional emails at any time using the unsubscribe link provided in each email.
You acknowledge and agree to our Terms and Conditions, and you understand that we are not responsible for the actions of third parties, including providers and other entities, who may receive your information.
3. Cookies
Healthenrollcenter.com, like many websites, uses cookies, web beacons, and similar technologies to improve your browsing experience. These technologies may collect information such as IP addresses, browser type, operating system, and other data to help us provide better services and understand user behavior. Some of these technologies are provided by third parties and are subject to their privacy policies.
Cookies are used for various purposes, including technical functionality, remembering your preferences, and analytics to enhance our website's performance and relevance to your needs.
4. TCPA Compliance
By submitting your information and clicking "Find Plans," you provide your electronic signature, consenting to be contacted by licensed insurance agents or companies offering insurance or related healthcare products. This may include automated calls, prerecorded messages, or artificial voice communications (including AI Voice Bots). You are not obligated to provide this authorization to purchase goods or services, and you can opt-out of such communications at any time.
5. Special Note For Do Not Call Registrants
If you submit your phone number, you consent to being contacted by healthenrollcenter.com and/or its partners, even if you are registered on the national "Do Not Call List" or equivalent state lists.
6. No-Spam Policy
We do not send unsolicited commercial emails (spam). You will only receive emails if you have provided your email address voluntarily. You can opt-out of receiving subsequent emails by using the unsubscribe link in the emails.
7. CCPA Rights
If you are a California resident, effective 1/1/2020, you have the following rights under the California Consumer Privacy Act (CCPA):
Categories We Collect
We collect information categories, including Identifiers (such as name and email), Protected Characteristics (e.g., age and gender), Internet Activity (including interactions with our websites), and Geolocation Data.
This Privacy Policy is subject to change without notice. Please check the "Last Updated" date for the most recent version.
THIS IS NOT A GOVERNMENT WEBSITE
Affordable Care Act
Affordable Care Act (ACA) is an extensive healthcare reform sometimes referred to as Obamacare. As per ACA, individual medical insurance plans must cover ten Essential Health Benefits in order to be recognized as a Qualified Health Plan (QHP)and provide “minimum essential coverage (MEC)” to enrollees. To find more information on QHP options in your state, visit www.HealthCare.gov. Premium tax credits are subject to eligibility requirements.
Short Term Medical (STM)
Comprehensive medical coverage is not provided by STM Insurance plans. STM doesn’t fall under the minimum essential coverage as defined by the ACA and may not cover all Essential Health Benefits. Plans typically don’t cover preexisting conditions and may have financial limitations on health benefits.
Fixed Indemnity/Limited Indemnity Plans
Indemnity Plans are complementary to health insurance plans, not a replacement for insurance or a substitute for the minimum essential coverage required by the ACA. If you are eligible for Medicaid, check if these payments affect your coverage and eligibility. Submitting your information constitutes permission for an agent to contact you with additional information about the cost and coverage details of health plans. Possible options include, but are not limited to Major Medical Plans, Short Term Plans, Fixed Indemnity Plans, and more. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. For a complete description, please call us to determine eligibility and to request a copy of the applicable policy. Quotes may vary depending on various factors, including coverage choices, insurance companies’ underwriting practices, and others. By using this site, you acknowledge that you have read and agree to the Terms of Service and Privacy Policy. We are committed to protecting your privacy. If you do not want to share your information please click on Do Not Sell My Personal Information for more details.
What Areas Do We Provide Service To?
Alabama, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, West Virginia, Wisconsin, Wyoming
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