Compare affordable ACA and private health insurance plans in Nevada for 2026 through Nevada Health Link. Top carriers, metro pricing, and a Nevada-licensed agent — free.
We are not a Nevada state agency, not HealthCare.gov, and not affiliated with any government marketplace. Health Enrollment Center is operated by Sprinter Insurance Agency LLC.
Nevada runs its own marketplace, Nevada Health Link, so residents enroll through the state rather than HealthCare.gov. For 2026 it added the new public-option 'Battle Born State Plans,' which made up about 10% of enrollments — standardized coverage meant to hold down costs. Roughly 104,000 Nevadans selected a medical plan for 2026, and about 82% received a premium subsidy.
Nevada is effectively two markets. Las Vegas and Clark County hold the large majority of the population, served by HCA's Sunrise system, UHS's Valley Health, Dignity Health-St. Rose, and the public UMC. Reno anchors the north around Renown Health and Saint Mary's. Carriers include SilverSummit (Ambetter), Anthem, Health Plan of Nevada, Hometown Health, and Molina.
We're licensed in Nevada and quote its carriers directly. Below is how coverage works here — including the new Battle Born public-option plans — plus the metros and situations we help with most.
Nevada runs its own exchange, Nevada Health Link, so residents enroll through the state rather than HealthCare.gov.
Nevada expanded Medicaid to adults up to 138% of the poverty line, so lower-income residents may qualify for no-cost coverage while marketplace premium tax credits apply above that threshold.
These companies offer individual and family health plans in Nevada. We're an independent agency, not an insurance company, and we don't offer every plan available here. Tell us which doctors and hospitals matter to you and we'll show you what we can quote.
Bronze, Silver, Gold and Platinum plans that cover all ten essential health benefits — with premium tax credits for about 4 in 5 enrollees.
Explore →Bridge coverage that can start as soon as tomorrow — for the gap between jobs, plans, or enrollment periods.
Explore →Just got a COBRA letter? Losing job-based coverage opens a 60-day Special Enrollment Period — and because COBRA carries no employer contribution and no premium tax credit, the alternative is often much cheaper.
Explore →Freelancers, contractors, gig workers and small-business owners — coverage that isn't tied to an employer, and may be tax-deductible.
Explore →Plans that scale with your household — pediatric dental and vision included, with networks that keep your kids' doctors in-network.
Explore →Retired before 65? Bridge the gap to 65 without paying retiree-plan or COBRA prices.
Explore →Don't see yours? Call a licensed agent — most answers take under two minutes.
They're Nevada's new public-option plans, standardized by the state and sold by private carriers through Nevada Health Link. Introduced for 2026, they made up about 10% of enrollments and are designed to hold down premiums. We'll show you how they compare with other plans for your situation.
No. Nevada runs its own exchange, Nevada Health Link, and residents enroll there. A licensed Nevada agent can enroll you in the same plans at no extra cost.
For lower-income residents it's often no-cost Medicaid; above that, a subsidized Nevada Health Link plan is usually cheapest — about 82% of enrollees get a premium subsidy. We compare your options for your exact ZIP and income.
No. We're a licensed insurance agency paid by the carriers, not by you. The premium of any plan is identical whether you enroll through us or directly with the insurer — you just also get an agent who handles renewals and claims questions.
No. Health Enrollment Center is a brand operated by Sprinter Insurance Agency LLC, a private licensed insurance agency. We are not HealthCare.gov, not a state exchange, and not affiliated with any government agency. We help you enroll in marketplace plans when they're the best fit, and we also show private plans the marketplace doesn't carry.
Start with your ZIP. Two quick questions, then a licensed agent brings you the plans you actually qualify for — no cost, no obligation.