Compare 2026 health insurance in Connecticut. Access Health CT, top carriers, metro networks, and a Connecticut-licensed agent — free.
We are not a Connecticut state agency, not HealthCare.gov, and not affiliated with any government marketplace. Health Enrollment Center is operated by Sprinter Insurance Agency LLC.
Connecticut does not use HealthCare.gov. It runs its own marketplace, Access Health CT, and for 2026 kept enrollment open through the end of January rather than the mid-December federal cutoff. Roughly 157,000 residents are covered through it, and about 80% get a premium tax credit — so for most people above the HUSKY line, the real monthly cost is what's left after the subsidy.
The 2026 carriers are Anthem Blue Cross Blue Shield and ConnectiCare. The state's care is concentrated in a few large systems — Hartford HealthCare and Trinity Health Of New England around the capital, Yale New Haven Health along the shoreline and into Fairfield County, and Nuvance in the northwest — and no single plan holds all of them, so the network is the decision, not the logo.
We're licensed in Connecticut and enroll people directly through Access Health CT. Below is how coverage works here, plus the metros and situations we help with most — the self-employed, families, and early retirees who are above the HUSKY line and paying their own way.
Connecticut runs its own exchange, Access Health CT, on its own platform — not HealthCare.gov — and set a longer window for 2026 that ran through January 31.
Connecticut expanded Medicaid, so HUSKY covers adults up to 138% of the poverty line and marketplace subsidies generally begin just above that floor.
These companies offer individual and family health plans in Connecticut. We're an independent agency, not an insurance company, and we don't offer every plan available here. Tell us which doctors and hospitals matter to you and we'll show you what we can quote.
Bronze, Silver, Gold and Platinum plans that cover all ten essential health benefits — with premium tax credits for about 4 in 5 enrollees.
Explore →Just got a COBRA letter? Losing job-based coverage opens a 60-day Special Enrollment Period — and because COBRA carries no employer contribution and no premium tax credit, the alternative is often much cheaper.
Explore →Freelancers, contractors, gig workers and small-business owners — coverage that isn't tied to an employer, and may be tax-deductible.
Explore →Plans that scale with your household — pediatric dental and vision included, with networks that keep your kids' doctors in-network.
Explore →Retired before 65? Bridge the gap to 65 without paying retiree-plan or COBRA prices.
Explore →Don't see yours? Call a licensed agent — most answers take under two minutes.
No. Connecticut runs its own marketplace, Access Health CT, on its own platform. We're licensed in Connecticut and enroll you there directly, at no extra cost, and can also show you private off-exchange options it doesn't list.
For most people above the HUSKY line it's a subsidized Access Health CT plan — about 80% of enrollees get a premium tax credit, so many pay far less than the sticker premium. We compare your options for your exact ZIP and income.
Effectively no — state rules require these plans to meet standards that make them unmarketable, so insurers don't sell them here. For a gap in coverage we'll look at a subsidized marketplace plan or a special enrollment period instead.
No. We're a licensed insurance agency paid by the carriers, not by you. The premium of any plan is identical whether you enroll through us or directly with the insurer — you just also get an agent who handles renewals and claims questions.
No. Health Enrollment Center is a brand operated by Sprinter Insurance Agency LLC, a private licensed insurance agency. We are not HealthCare.gov, not a state exchange, and not affiliated with any government agency. We help you enroll in marketplace plans when they're the best fit, and we also show private plans the marketplace doesn't carry.
Start with your ZIP. Two quick questions, then a licensed agent brings you the plans you actually qualify for — no cost, no obligation.